RESPA and Kickback Scheme Litigation

SGS’s RESPA Litigation Practice has a national reputation. We work with whistleblowers and experts in the mortgage and title industries to uncover illegal conduct and to recover for borrowers.  Representative cases include:

• More than $20 million recovered against a national bank engaging in a kickback scheme affecting close to 10,000 borrowers over more than four years;

• More than $10 million recovered for more thousands of borrowers against a credit union where the judge called the SGS investigation “better than the FBI”;

• Hundreds of thousands recovered for hundreds of borrowers against a small mortgage company which the judge lauded as a more valuable recovery than could be achieved at trial.

If you know of an illegal kickback or fee splitting scheme, or believe that you are a victim of one, we would love to hear your story.

Michael Paul Smith, litigation attorney at Smith Gildea & Schmidt

Michael Paul Smith

In 2010, Michael Paul Smith, along with 5 attorneys from his prior firm, left and merged their practices with Gildea & Schmidt, LLC. These combined firms formed what is known today as Smith, Gildea & Schmidt, LLC, a firm with a national practice with a close connection to the Baltimore Metropolitan region. Michael Paul is…

Eric R. Harlan, litigation attorney at Smith, Gildea & Schmidt, LLC

Eric R. Harlan

Eric R. Harlan joined Smith, Gildea & Schmidt in 2022 and comes to the firm with nearly 30 years of trial and appellate experience, having tried jury cases to verdict in state and federal courts, and argued appeals before the Fourth Circuit and the Appellate Court of Maryland.  As a trial lawyer Eric has achieved…

Greg Galli, litigation attorney at Smith, Gildea & Schmidt, LLC

Gregory Galli

Greg Galli joined Smith, Gildea & Schmidt in 2022 and brings nearly 20 years of litigation experience.  His practice focuses on complex civil litigation, including commercial class actions.  His previous experience was primarily in the area of products liability.  Before embarking on a legal career, Greg worked as a pension actuary for five years.  His…

Stephen T. Harris, litigation attorney at Smith, Gildea & Schmidt, LLC

Stephen T. Harris

Stephen T. Harris joined Smith, Gildea & Schmidt in 2022 after years of experience involved in complex litigation.  Currently, he is practicing with the Litigation Group with a focus on class action suits. A proud summa cum laude graduate of Villa Julie College and a cum laude graduate of the University of Baltimore School of…